The Planwell™ Curriculum
Not all financial education is created equal. Unlike other offerings, PlanWell™ is designed to grow with the individual on a personalized level.
It’s a step-by-step employee experience that serves as a guide to a lifetime financial journey. Together with your existing benefit offerings, these sessions give your employees objective information on how to identify and work towards achieving their financial goals. The curriculum is comprised of customized workshops, classes, webinars, and personalized professional guidance. Subjects range from college financing to retirement planning.
The Today Through Retirement Series™
Gaining awareness and setting goals
Session 1 focuses on the first step of planning for a successful retirement: Helping each employee understand their individual retirement goals and the factors that will impact those goals. We explore external factors and those that an individual can control — like taking a more informed approach to saving. Attendees move forward into the PlanWell™ Series with a better feel for how saving today will impact their options tomorrow.
Key Learnings:
- Understand the impact of planning and
knowing retirement goals - Monitor and decipher the difference between necessary and discretionary expenses
- Company matching opportunities
- Use various tax sensitive account types to maximize likelihood of reaching retirement goals
- Get to know the PlanWell™ Workbook, which will continue to provide value throughout the series
Preparing for uncertainties through your future
This time out, we cover how employees can take the saving principles and lessons from Session 1 and put them to work in pursuit of their retirement goals. From identifying levels of risk tolerance to exploring the investment vehicles available to attendees, we provide a clearer picture of how to grow a nest egg by investing it.
Key Learnings:
- Understand degrees of risk tolerance
- Manage volatility
- Maximize employer 401(k) match opportunity and other benefits offered
- Understand the role of diversification within a portfolio
- Learn to use the passing of time to make the most of your investments
Understanding how to put savings to work
Session 3 continues the PlanWell™ Series with a look at how to utilize your assets to prepare for the uncertainties of life after work. With the right strategies, employees can help to ensure that regardless of outside conditions, they keep improving the chances of their own successful future.
Key Learnings:
- Identify guaranteed income sources that can be counted on during retirement
- Review the current state of your nest egg and how it is invested
- Learn to take on an appropriate level of risk
- Be more strategic with investments
- Understand the differences between reliable and unreliable sources of income in retirement
Protecting a fulfilled life and retirement
In this session we explore how individuals can protect their ability to make and save money. Even more importantly, we cover how they can protect themselves financially against the unexpected hardships that life can throw their way. Employees leave the series knowing how to build a more protected plan for their future.
Key Learnings:
- Gain a better understanding of
current benefits plan - Ensure that important documents are up to date
- Understand the importance of disability coverage to protect income
- Take a detailed look at life insurance
- Explore the full scope of health coverage options
- Review the topic and value of estate planning
- Learn how auto, home, and umbrella coverage can protect ones’ assets
PlanWell™ Workshops by Topic
Budgeting
- Creating a Budget
- Becoming Financially Independent
- Financial Goal Setting
- Financial Wellness Overview
- Managing Student Debt
- Family Money Skills: Saving Up for Ages 5-8
- Family Money Skills: Goal Setting for Ages 9-12
- Finance 101
Investing
- Common Money Mistakes
- Planning for College
- Roth Conversions. Are They Right for You?
- Asset Allocation
- Investment Basics
- Personal Risk Profile
- Taking Control of Debt
Retirement Planning
- Envision Your Successful Retirement
- Estate Planning 101
- Planning for Retirement
- Predictable Income in Retirement
- Retirement Risks
- Sources of Retirement Income
- Understanding Social Security
- Retirement Income: Now + Later Strategy
- The Social Side of Retirement
- Who is Guarding your Retirement?
Business Planning
- Employee Financial Wellness Strategy
- Simple Steps for Exiting Your Business
- Business Succession Planning
- Understanding the Value of Your Business
- Actionable Ideas for Business Owners
Insuring: Life + Income
- Health Savings Accounts
- Protecting Your Income
- Understanding Life Insurance
- Disabled? Me? Never
- Protecting What Matters Most
Advanced Curriculum
- Understanding Your Stock Benefits
- Exit Planning for Executive Management
- Retirement Planning for Executive Management
- Advanced Estate Planning
- Creating Reliable Income During Retirement
And more…
- Women and Finances
- Military Families
- Helping You Make a Difference: Charitable Giving